Ritz Carlton Credit Card

Ritz Carlton Credit Card:

3 Free Night Certificates (x2) @ Laguna Niguel, California Resort:

Valued between $4,000 and $6,300

 ritz carlton credit card


Bottom line: In early 2017, my wife and I spent 6 nights for $0 room charge at the Ritz Carlton Laguna Niguel in Southern California. The retail value of this is between $4,000 – $6,300. See details below.

ritz carlton credit card


Room rates before taxes and fees, many months in advance:

ritz carlton credit card


Room rates for cheapest option after taxes and fees:

ritz carlton credit card

Room rates for best potential upgrade after taxes and fees:

ritz carlton credit card

We will pay: $30 x 6 = $180 for the resort fee 

ritz carlton credit card

Loyalty Program BONUS: As a Gold member we get some extra perks including a room upgrade

ritz carlton credit card

FREE night certificates screenshot (1 of 2)

ritz carlton credit card


Ritz Carlton Credit Card – How did we do this? Followed this 6 step process:


Step 1: We each applied for and were approved for the Chase Ritz Carlton credit card.

Step 2: We each charged $5,000 to our respective credit cards within the first 90 days after being approved.

Step 3: After receiving the cards in the mail, we set up our Ritz Carlton Rewards accounts which are really Marriott loyalty program accounts.

Step 4: We waited for the billing cycle to end to allow JP Morgan time to tell Marriott/Ritz Carlton that we met our $5,000 minimum spend requirement. Once this was done, the reward certificates were deposited into our account – we received an e-mail confirmation.

Step 5: Based on our travel goals, we chose a Ritz Carlton hotel (tier 1-4) to use our free nights at.

Step 6: I called the hotel to complete the reservation.


travel advisor


Check out our full trip report from this trip HERE


Learn how in just six simple steps you can make your travel dreams come true: How To Travel More For Less